Serving Mariani, Jorhat & All of Assam

Financial Solutions Designed For Your Growth

Whether you need a Business Loan, Home Loan, Personal Loan, or Vehicle Loan — Srishti Cooperative Society is your trusted financial partner in Assam.

Fast Processing
Minimal Documents
Affordable Rates
Flexible Repayment
Registered Cooperative Society | Trusted by Thousands in Assam

Our Loan Solutions

Complete financial solutions tailored for individuals, families, and businesses across Assam

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Business Loan

Expand your business with flexible financing solutions designed for growth, working capital, and equipment purchase.

Apply Now
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Home Loan

Affordable financing options to help you build, buy, or renovate your dream home in Assam.

Apply Now
👤

Personal Loan

Quick and hassle-free loans for personal needs, emergencies, medical expenses, and life events.

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🚗

Vehicle Loan

Finance your dream two-wheeler or four-wheeler with competitive interest rates and flexible repayment.

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🎓

Education Loan

Invest in a brighter future with financial support for higher education and professional courses.

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Gold Loan

Instant liquidity against your gold assets with minimal documentation and quick disbursal.

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Why Thousands Trust Srishti Cooperative

Building lasting financial partnerships across Assam through trust and transparency

Fast Loan Processing

Quick approval and disbursal to meet your urgent financial needs.

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Minimal Documentation

Simple paperwork requirements for a hassle-free loan experience.

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Transparent Policies

No hidden charges. Clear terms and conditions from day one.

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Affordable Interest Rates

Competitive rates designed to keep your EMIs manageable.

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Personalized Assistance

Dedicated relationship managers for every customer.

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Flexible Repayment

Choose repayment schedules that match your cash flow.

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Local Understanding

Deep knowledge of Assam's economy and community needs.

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Customer-Centric Approach

Your growth and satisfaction are our top priorities.

About Srishti Cooperative Society

Srishti Cooperative Society is committed to empowering individuals, families, and businesses through accessible financial services and responsible lending practices.

Based in Mariani, Jorhat, Assam, we aim to support economic development by providing reliable loan solutions that help people achieve their goals, expand businesses, purchase homes, finance education, and manage financial requirements confidently.

Our mission is to create lasting financial partnerships built on trust, transparency, and community development.

🌏 Our Vision

To become one of Assam's most trusted cooperative financial institutions, nurturing prosperity in every household we serve.

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Happy Customers
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Cr+ Disbursed
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Years of Trust

Empowering Assam Since Day One

Your Growth, Our Commitment

Get Your Loan in 4 Easy Steps

Simple, transparent, and hassle-free loan application process

1

Submit Application

Fill out our simple loan application form online or visit our office in Mariani.

2

Document Verification

Our team verifies your documents quickly and efficiently.

3

Loan Approval

Get approved based on your eligibility and credit assessment.

4

Amount Disbursement

Receive the loan amount directly in your bank account.

Simple Eligibility Criteria

We believe in inclusive financing for all sections of society

👔 Salaried Individuals

  • Age 21–60 years
  • Stable employment proof
  • Valid KYC documents
  • Minimum income criteria
  • Bank statements (6 months)

💼 Self-Employed Professionals

  • Business proof/registration
  • Income proof (ITR/Financials)
  • Bank statements (12 months)
  • Valid KYC documents
  • Business vintage (2+ years)

🏪 Business Owners

  • Business registration documents
  • Financial records & ITR
  • Identity & address verification
  • Bank statements (12 months)
  • GST registration (if applicable)

EMI Calculator

Plan your finances with our easy-to-use loan EMI calculator

Loan Details

₹50,000 ₹50,00,000
8% 24%
1 Year 20 Years
Your Monthly EMI
₹11,122
Principal + Interest over loan tenure
Principal Amount
₹5,00,000
Total Interest
₹1,67,334
Total Payment
₹6,67,334
Tenure
5 Years

What Our Customers Say

Trusted by families, entrepreneurs, and businesses across Assam

"The loan process was simple and transparent. The staff guided me throughout the journey. Got my business loan approved within just 3 days. Highly recommended for anyone in Jorhat looking for quick financing."

R

Rajesh Borah

Business Owner, Jorhat

"Fast approval and excellent customer support. I took a home loan to renovate my ancestral house in Mariani. The interest rates were very reasonable compared to other lenders in the market."

P

Priyanka Das

Home Loan Customer, Mariani

"Professional and trustworthy financial institution. As a self-employed professional, I was worried about getting a loan. But Srishti Cooperative made it possible with their flexible eligibility criteria."

A

Arun Saikia

Entrepreneur, Golaghat

Frequently Asked Questions

Everything you need to know about our loan services

We provide Business Loans, Home Loans, Personal Loans, Vehicle Loans, Education Loans, and Gold Loans. Each loan type is designed to meet specific financial needs with flexible terms and competitive interest rates.

Approval timelines vary based on documentation and eligibility verification. Typically, personal loans are approved within 24-48 hours, while business and home loans may take 3-7 working days. We prioritize quick processing to meet your urgent needs.

Basic documents include identity proof (Aadhaar/PAN), address proof, income proof (salary slips/ITR), and bank statements. Additional documents may be required based on the loan type. Our team will guide you through the exact requirements during application.

Yes, absolutely! We offer financing solutions for self-employed professionals and business owners. We understand the unique financial profiles of entrepreneurs and have designed our eligibility criteria to be inclusive and flexible.

Loan amounts vary by type: Personal loans up to ₹10 lakhs, Business loans up to ₹50 lakhs, Home loans up to ₹1 crore, and Gold loans based on the value of your gold. The exact amount depends on your income, credit history, and collateral value.

Yes, we serve customers across Assam including rural and semi-urban areas. Our presence in Mariani, Jorhat allows us to reach customers in surrounding regions. We are committed to financial inclusion for all communities in Assam.

Get In Touch

Your trusted financial partner in Assam. Visit us or reach out for a free consultation.

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Head Office

Srishti Cooperative Society
Mariani, Jorhat, Assam – 785634

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Office Hours

Monday – Saturday
9:00 AM – 6:00 PM

Mariani, Jorhat, Assam

Near Mariani Railway Station

Request a Free Quote

Fill in your details and our team will contact you within 24 hours.

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